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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,803 | $106,280-15.5% | $96,538-7.0% | $139,487-35.6% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 19.06% | 38.48%-19.4pp | 35.74%-16.7pp | 373.84%-354.8pp |
| Employer contribution / active EE | $8,273 | $4,107+101.4% | $3,740+121.2% | $4,755+74.0% |
| Participant deferral / active EE | $17,603 | $5,457+222.6% | $4,880+260.7% | $6,713+162.2% |
| Admin fee / account holder | $2,026 | $7,888-74.3% | $6,737-69.9% | $11,407-82.2% |