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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,672 | $129,737-84.8% | $119,126-83.5% | $154,746-87.3% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 2.92% | 379.08%-376.2pp | 282.11%-279.2pp | 172.34%-169.4pp |
| Employer contribution / active EE | $1,853 | $4,375-57.7% | $4,034-54.1% | $4,379-57.7% |
| Participant deferral / active EE | $182 | $5,842-96.9% | $5,318-96.6% | $6,730-97.3% |
| Admin fee / account holder | $3,556 | $11,961-70.3% | $10,693-66.7% | $14,365-75.2% |