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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,672 | $111,535-82.4% | $105,223-81.3% | $137,256-85.7% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 2.92% | 237.85%-234.9pp | 180.65%-177.7pp | 220.34%-217.4pp |
| Employer contribution / active EE | $1,853 | $3,939-53.0% | $3,689-49.8% | $4,156-55.4% |
| Participant deferral / active EE | $182 | $5,500-96.7% | $5,072-96.4% | $6,407-97.2% |
| Admin fee / account holder | $3,556 | $9,721-63.4% | $8,859-59.9% | $12,270-71.0% |