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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,530 | $168,635-81.9% | $147,617-79.3% | $125,389-75.7% |
| Participation rate | 69.2% | 88.8%-19.5pp | 84.6%-15.4pp | 83.2%-14.0pp |
| Annual return | -3.76% | 77.65%-81.4pp | 61.98%-65.7pp | 282.24%-286.0pp |
| Employer contribution / active EE | $1,300 | $6,252-79.2% | $5,564-76.6% | $4,866-73.3% |
| Participant deferral / active EE | $1,831 | $5,507-66.7% | $4,895-62.6% | $5,352-65.8% |
| Admin fee / account holder | $206 | $13,580-98.5% | $11,612-98.2% | $9,541-97.8% |