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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,736 | $167,353-81.0% | $143,797-77.9% | $134,545-76.4% |
| Participation rate | 75.0% | 84.8%-9.8pp | 80.3%-5.3pp | 81.2%-6.2pp |
| Annual return | -24.15% | 0.48%-24.6pp | -0.04%-24.1pp | 418.37%-442.5pp |
| Employer contribution / active EE | $8,604 | $5,620+53.1% | $4,952+73.7% | $4,742+81.5% |
| Participant deferral / active EE | $3,799 | $6,447-41.1% | $5,638-32.6% | $6,401-40.7% |
| Admin fee / account holder | $554 | $18,096-96.9% | $14,679-96.2% | $11,431-95.2% |