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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,046 | $138,102-62.3% | $125,381-58.5% | $134,532-61.3% |
| Participation rate | 57.1% | 84.5%-27.4pp | 82.4%-25.2pp | 81.2%-24.1pp |
| Annual return | -18.67% | 750.73%-769.4pp | 572.31%-591.0pp | 418.27%-436.9pp |
| Employer contribution / active EE | $6,731 | $5,245+28.3% | $4,815+39.8% | $4,741+42.0% |
| Participant deferral / active EE | $5,504 | $7,801-29.4% | $7,448-26.1% | $6,401-14.0% |
| Admin fee / account holder | $194 | $11,568-98.3% | $10,007-98.1% | $11,429-98.3% |