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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,621 | $160,040-56.5% | $147,096-52.7% | $145,877-52.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 40.66% | 98.49%-57.8pp | 419.75%-379.1pp | 551.28%-510.6pp |
| Employer contribution / active EE | $4,101 | $5,289-22.5% | $4,936-16.9% | $4,663-12.0% |
| Participant deferral / active EE | $12,861 | $8,429+52.6% | $8,071+59.3% | $6,691+92.2% |
| Admin fee / account holder | $2,766 | $15,050-81.6% | $13,005-78.7% | $13,402-79.4% |