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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,621 | $160,070-56.5% | $147,117-52.7% | $145,897-52.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 40.66% | 98.69%-58.0pp | 420.54%-379.9pp | 552.29%-511.6pp |
| Employer contribution / active EE | $4,101 | $5,285-22.4% | $4,932-16.8% | $4,663-12.0% |
| Participant deferral / active EE | $12,861 | $8,419+52.8% | $8,065+59.5% | $6,689+92.3% |
| Admin fee / account holder | $2,766 | $15,035-81.6% | $12,993-78.7% | $13,390-79.3% |