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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,262 | $154,228-39.5% | $145,433-35.9% | $137,256-32.1% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 26.79% | 74.59%-47.8pp | 66.58%-39.8pp | 220.34%-193.5pp |
| Employer contribution / active EE | $4,386 | $4,804-8.7% | $4,554-3.7% | $4,156+5.5% |
| Participant deferral / active EE | $13,603 | $8,216+65.6% | $7,897+72.2% | $6,407+112.3% |
| Admin fee / account holder | $1,154 | $14,344-92.0% | $13,129-91.2% | $12,270-90.6% |