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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,920 | $138,114-51.5% | $125,391-46.6% | $134,545-50.3% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -26.02% | 750.88%-776.9pp | 572.41%-598.4pp | 418.37%-444.4pp |
| Employer contribution / active EE | $1,638 | $5,246-68.8% | $4,816-66.0% | $4,742-65.5% |
| Participant deferral / active EE | $8,818 | $7,801+13.0% | $7,448+18.4% | $6,401+37.8% |
| Admin fee / account holder | $860 | $11,570-92.6% | $10,009-91.4% | $11,431-92.5% |