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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,846 | $154,228-53.4% | $145,433-50.6% | $137,256-47.7% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 4.86% | 74.59%-69.7pp | 66.58%-61.7pp | 220.34%-215.5pp |
| Employer contribution / active EE | $3,507 | $4,804-27.0% | $4,554-23.0% | $4,156-15.6% |
| Participant deferral / active EE | $2,161 | $8,216-73.7% | $7,897-72.6% | $6,407-66.3% |
| Admin fee / account holder | $74,846 | $14,344+421.8% | $13,129+470.1% | $12,270+510.0% |