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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,049 | $82,678-74.5% | $125,391-83.2% | $68,490-69.3% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | -20.40% | -5.97%-14.4pp | 572.41%-592.8pp | -7.85%-12.6pp |
| Employer contribution / active EE | $1,303 | $3,382-61.5% | $4,816-72.9% | $2,597-49.8% |
| Participant deferral / active EE | $6,343 | $6,111+3.8% | $7,448-14.8% | $4,028+57.5% |
| Admin fee / account holder | $691 | $6,277-89.0% | $10,009-93.1% | $5,403-87.2% |