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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,214 | $102,429-49.0% | $147,096-64.5% | $80,925-35.5% |
| Participation rate | 92.3% | 75.9%+16.4pp | 82.2%+10.1pp | 67.7%+24.6pp |
| Annual return | 44.47% | 135.02%-90.6pp | 419.75%-375.3pp | 35.65%+8.8pp |
| Employer contribution / active EE | $1,427 | $3,716-61.6% | $4,936-71.1% | $2,756-48.2% |
| Participant deferral / active EE | $8,822 | $6,649+32.7% | $8,071+9.3% | $4,299+105.2% |
| Admin fee / account holder | $1,808 | $7,957-77.3% | $13,005-86.1% | $6,940-73.9% |