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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,444 | $138,114-19.3% | $125,391-11.1% | $134,545-17.2% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | 87.62% | 750.88%-663.3pp | 572.41%-484.8pp | 418.37%-330.7pp |
| Employer contribution / active EE | $2,213 | $5,246-57.8% | $4,816-54.1% | $4,742-53.3% |
| Participant deferral / active EE | $7,334 | $7,801-6.0% | $7,448-1.5% | $6,401+14.6% |
| Admin fee / account holder | $767 | $11,570-93.4% | $10,009-92.3% | $11,431-93.3% |