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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,084 | $211,946-78.3% | $169,452-72.8% | $135,380-66.0% |
| Participation rate | 100.0% | 82.6%+17.4pp | 77.8%+22.2pp | 82.6%+17.4pp |
| Annual return | -9.52% | 3.26%-12.8pp | 1.83%-11.4pp | 519.81%-529.3pp |
| Employer contribution / active EE | $3,937 | $5,117-23.1% | $4,157-5.3% | $4,779-17.6% |
| Participant deferral / active EE | $11,600 | $6,075+90.9% | $5,277+119.8% | $5,609+106.8% |
| Admin fee / account holder | $641 | $11,472-94.4% | $9,110-93.0% | $10,828-94.1% |