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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,824 | $97,020-90.9% | $83,322-89.4% | $135,379-93.5% |
| Participation rate | 100.0% | 80.4%+19.6pp | 77.8%+22.2pp | 82.6%+17.4pp |
| Annual return | -6.87% | 12.31%-19.2pp | 10.64%-17.5pp | 519.79%-526.7pp |
| Employer contribution / active EE | $0 | $4,144-100.0% | $3,379-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $9,890 | $5,964+65.8% | $5,565+77.7% | $5,609+76.3% |
| Admin fee / account holder | $8,226 | $8,426-2.4% | $7,540+9.1% | $10,828-24.0% |