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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,909 | $185,312-79.0% | $161,489-75.9% | $154,746-74.9% |
| Participation rate | 75.0% | 82.5%-7.5pp | 78.7%-3.7pp | 80.7%-5.7pp |
| Annual return | 5.68% | 103.84%-98.2pp | 89.72%-84.0pp | 172.34%-166.7pp |
| Employer contribution / active EE | $1,309 | $4,769-72.5% | $4,268-69.3% | $4,379-70.1% |
| Participant deferral / active EE | $3,726 | $6,350-41.3% | $5,630-33.8% | $6,730-44.6% |
| Admin fee / account holder | $865 | $18,654-95.4% | $16,006-94.6% | $14,365-94.0% |