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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,106 | $114,119+120.0% | $107,187+134.3% | $138,895+80.8% |
| Participation rate | 80.0% | 78.1%+1.9pp | 75.0%+5.0pp | 79.9%+0.1pp |
| Annual return | 17.53% | 273.21%-255.7pp | 204.55%-187.0pp | 145.39%-127.9pp |
| Employer contribution / active EE | $22,518 | $4,059+454.8% | $3,782+495.4% | $4,194+436.9% |
| Participant deferral / active EE | $13,296 | $5,538+140.1% | $5,096+160.9% | $6,396+107.9% |
| Admin fee / account holder | $24,669 | $10,024+146.1% | $9,162+169.2% | $12,562+96.4% |