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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,040 | $29,716-89.8% | $56,077-94.6% | $80,925-96.2% |
| Participation rate | 65.5% | 41.7%+23.8pp | 52.5%+13.0pp | 67.7%-2.2pp |
| Annual return | 11.24% | 35.30%-24.1pp | 1709.28%-1698.0pp | 35.65%-24.4pp |
| Employer contribution / active EE | $278 | $671-58.5% | $1,040-73.2% | $2,756-89.9% |
| Participant deferral / active EE | $537 | $1,228-56.3% | $1,954-72.5% | $4,299-87.5% |
| Admin fee / account holder | $35 | $2,432-98.6% | $2,825-98.8% | $6,940-99.5% |