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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,040 | $29,733-89.8% | $56,025-94.6% | $80,959-96.2% |
| Participation rate | 65.5% | 41.7%+23.7pp | 52.5%+12.9pp | 67.7%-2.2pp |
| Annual return | 11.24% | 35.28%-24.0pp | 1712.69%-1701.4pp | 35.67%-24.4pp |
| Employer contribution / active EE | $278 | $672-58.6% | $1,042-73.3% | $2,757-89.9% |
| Participant deferral / active EE | $537 | $1,229-56.3% | $1,955-72.5% | $4,300-87.5% |
| Admin fee / account holder | $35 | $2,434-98.6% | $2,828-98.8% | $6,925-99.5% |