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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,959 | $160,040-80.0% | $147,096-78.3% | $145,877-78.1% |
| Participation rate | 66.7% | 84.0%-17.4pp | 82.2%-15.5pp | 80.3%-13.6pp |
| Annual return | 28.27% | 98.49%-70.2pp | 419.75%-391.5pp | 551.28%-523.0pp |
| Employer contribution / active EE | $1,243 | $5,289-76.5% | $4,936-74.8% | $4,663-73.4% |
| Participant deferral / active EE | $3,775 | $8,429-55.2% | $8,071-53.2% | $6,691-43.6% |
| Admin fee / account holder | $670 | $15,050-95.5% | $13,005-94.8% | $13,402-95.0% |