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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,959 | $159,934-80.0% | $147,005-78.3% | $145,959-78.1% |
| Participation rate | 66.7% | 84.0%-17.3pp | 82.2%-15.5pp | 80.3%-13.6pp |
| Annual return | 28.27% | 98.24%-70.0pp | 418.76%-390.5pp | 561.95%-533.7pp |
| Employer contribution / active EE | $1,243 | $5,287-76.5% | $4,934-74.8% | $4,661-73.3% |
| Participant deferral / active EE | $3,775 | $8,427-55.2% | $8,070-53.2% | $6,689-43.6% |
| Admin fee / account holder | $670 | $15,053-95.6% | $13,006-94.9% | $13,398-95.0% |