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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,618 | $148,623-88.8% | $135,974-87.8% | $139,466-88.1% |
| Participation rate | 52.6% | 83.9%-31.2pp | 81.9%-29.3pp | 80.3%-27.7pp |
| Annual return | 15.67% | 79.30%-63.6pp | 68.30%-52.6pp | 373.66%-358.0pp |
| Employer contribution / active EE | $1,352 | $5,246-74.2% | $4,859-72.2% | $4,754-71.6% |
| Participant deferral / active EE | $3,706 | $8,103-54.3% | $7,760-52.2% | $6,712-44.8% |
| Admin fee / account holder | $6,006 | $12,406-51.6% | $10,767-44.2% | $11,409-47.4% |