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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,173 | $69,274-37.7% | $64,097-32.6% | $139,487-69.0% |
| Participation rate | 100.0% | 75.6%+24.4pp | 72.3%+27.7pp | 80.3%+19.7pp |
| Annual return | -5.56% | 46.00%-51.6pp | 33.75%-39.3pp | 373.84%-379.4pp |
| Employer contribution / active EE | $2,012 | $3,187-36.9% | $2,750-26.8% | $4,755-57.7% |
| Participant deferral / active EE | $22,500 | $4,685+380.2% | $3,881+479.7% | $6,713+235.2% |
| Admin fee / account holder | $24,342 | $4,247+473.2% | $3,070+693.0% | $11,407+113.4% |