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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,173 | $171,867-87.1% | $149,721-85.2% | $147,586-85.0% |
| Participation rate | 100.0% | 88.2%+11.8pp | 87.1%+12.9pp | 82.8%+17.2pp |
| Annual return | 281.66% | 2113.36%-1831.7pp | 1501.67%-1220.0pp | 578.59%-296.9pp |
| Employer contribution / active EE | $3,524 | $6,275-43.8% | $5,444-35.3% | $4,876-27.7% |
| Participant deferral / active EE | $9,413 | $7,270+29.5% | $6,568+43.3% | $5,439+73.1% |
| Admin fee / account holder | $493 | $13,799-96.4% | $11,282-95.6% | $10,886-95.5% |