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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,068 | $145,431-75.2% | $211,142-82.9% | $87,485-58.8% |
| Participation rate | 90.6% | 84.7%+5.9pp | 87.3%+3.3pp | 68.9%+21.7pp |
| Annual return | 18.46% | 27.21%-8.7pp | 46.84%-28.4pp | 26.06%-7.6pp |
| Employer contribution / active EE | $4,466 | $4,662-4.2% | $6,442-30.7% | $2,596+72.0% |
| Participant deferral / active EE | $6,610 | $6,859-3.6% | $9,284-28.8% | $4,274+54.7% |
| Admin fee / account holder | $350 | $17,052-97.9% | $19,076-98.2% | $7,775-95.5% |