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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,068 | $146,267-75.3% | $197,124-81.7% | $82,448-56.3% |
| Participation rate | 90.6% | 84.0%+6.6pp | 86.7%+3.9pp | 68.1%+22.6pp |
| Annual return | 18.46% | 29.61%-11.2pp | 44.34%-25.9pp | 41.64%-23.2pp |
| Employer contribution / active EE | $4,466 | $4,723-5.4% | $6,227-28.3% | $2,551+75.1% |
| Participant deferral / active EE | $6,610 | $7,035-6.0% | $9,135-27.6% | $4,139+59.7% |
| Admin fee / account holder | $350 | $14,422-97.6% | $16,298-97.9% | $7,234-95.2% |