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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,441 | $64,324+115.2% | $118,946+16.4% | $79,852+73.4% |
| Participation rate | 25.8% | 64.9%-39.1pp | 75.4%-49.6pp | 69.6%-43.9pp |
| Annual return | 13.09% | 86.45%-73.4pp | 35.89%-22.8pp | 31.72%-18.6pp |
| Employer contribution / active EE | $788 | $1,836-57.1% | $3,263-75.9% | $2,471-68.1% |
| Participant deferral / active EE | $1,489 | $2,824-47.3% | $4,266-65.1% | $3,740-60.2% |
| Admin fee / account holder | $261 | $4,040-93.5% | $6,581-96.0% | $5,306-95.1% |