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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $317,796 | $209,336+51.8% | $197,124+61.2% | $137,256+131.5% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 7.98% | 48.09%-40.1pp | 44.34%-36.4pp | 220.34%-212.4pp |
| Employer contribution / active EE | $4,595 | $6,591-30.3% | $6,227-26.2% | $4,156+10.6% |
| Participant deferral / active EE | $20,550 | $9,614+113.7% | $9,135+125.0% | $6,407+220.8% |
| Admin fee / account holder | $0 | $17,308-100.0% | $16,298-100.0% | $12,270-100.0% |