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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,902 | $77,638-69.2% | $156,551-84.7% | $62,881-62.0% |
| Participation rate | 52.2% | 71.2%-19.0pp | 84.0%-31.8pp | 69.3%-17.1pp |
| Annual return | 6.02% | 50.33%-44.3pp | 32.23%-26.2pp | 20.14%-14.1pp |
| Employer contribution / active EE | $1,084 | $3,444-68.5% | $5,501-80.3% | $2,281-52.5% |
| Participant deferral / active EE | $1,241 | $3,046-59.3% | $4,871-74.5% | $3,203-61.3% |
| Admin fee / account holder | $1,458 | $5,561-73.8% | $13,028-88.8% | $4,296-66.1% |