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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,629 | $109,372-67.4% | $89,414-60.2% | $158,966-77.6% |
| Participation rate | 81.8% | 74.3%+7.5pp | 68.0%+13.8pp | 82.0%-0.1pp |
| Annual return | 46.76% | 345.55%-298.8pp | 245.50%-198.7pp | 302.95%-256.2pp |
| Employer contribution / active EE | $7,138 | $3,171+125.1% | $2,586+176.0% | $4,762+49.9% |
| Participant deferral / active EE | $3,090 | $4,598-32.8% | $3,890-20.6% | $5,983-48.4% |
| Admin fee / account holder | $632 | $6,156-89.7% | $4,883-87.1% | $11,250-94.4% |