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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,950 | $157,304-67.0% | $141,197-63.2% | $152,909-66.0% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 27.25% | 64.34%-37.1pp | 71.41%-44.2pp | 345.46%-318.2pp |
| Employer contribution / active EE | $7,485 | $5,263+42.2% | $4,736+58.0% | $4,764+57.1% |
| Participant deferral / active EE | $5,778 | $7,111-18.7% | $6,710-13.9% | $5,851-1.2% |
| Admin fee / account holder | $450 | $12,126-96.3% | $10,265-95.6% | $11,601-96.1% |