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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,143 | $159,934-47.4% | $147,005-42.8% | $145,959-42.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 16.10% | 98.24%-82.1pp | 418.76%-402.7pp | 561.95%-545.9pp |
| Employer contribution / active EE | $7,127 | $5,287+34.8% | $4,934+44.4% | $4,661+52.9% |
| Participant deferral / active EE | $5,914 | $8,427-29.8% | $8,070-26.7% | $6,689-11.6% |
| Admin fee / account holder | $834 | $15,053-94.5% | $13,006-93.6% | $13,398-93.8% |