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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,800 | $106,524-53.3% | $152,301-67.3% | $87,485-43.1% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.4%+17.6pp | 68.9%+31.1pp |
| Annual return | 24.56% | 26.89%-2.3pp | 80.50%-55.9pp | 26.06%-1.5pp |
| Employer contribution / active EE | $7,037 | $3,371+108.7% | $4,624+52.2% | $2,596+171.1% |
| Participant deferral / active EE | $10,810 | $6,525+65.7% | $8,004+35.1% | $4,274+152.9% |
| Admin fee / account holder | $5,252 | $8,287-36.6% | $14,398-63.5% | $7,775-32.4% |