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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,813 | $129,737-41.6% | $119,126-36.4% | $154,746-51.0% |
| Participation rate | 75.0% | 78.9%-3.9pp | 75.8%-0.8pp | 80.7%-5.7pp |
| Annual return | 12.61% | 379.08%-366.5pp | 282.11%-269.5pp | 172.34%-159.7pp |
| Employer contribution / active EE | $1,760 | $4,375-59.8% | $4,034-56.4% | $4,379-59.8% |
| Participant deferral / active EE | $11,725 | $5,842+100.7% | $5,318+120.5% | $6,730+74.2% |
| Admin fee / account holder | $3,749 | $11,961-68.7% | $10,693-64.9% | $14,365-73.9% |