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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,813 | $111,535-32.0% | $105,223-28.0% | $137,256-44.8% |
| Participation rate | 75.0% | 78.1%-3.1pp | 75.0%0pp | 80.0%-5.0pp |
| Annual return | 12.61% | 237.85%-225.2pp | 180.65%-168.0pp | 220.34%-207.7pp |
| Employer contribution / active EE | $1,760 | $3,939-55.3% | $3,689-52.3% | $4,156-57.7% |
| Participant deferral / active EE | $11,725 | $5,500+113.2% | $5,072+131.2% | $6,407+83.0% |
| Admin fee / account holder | $3,749 | $9,721-61.4% | $8,859-57.7% | $12,270-69.4% |