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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,235 | $174,379-62.6% | $152,093-57.1% | $138,895-53.0% |
| Participation rate | 50.0% | 81.6%-31.6pp | 77.8%-27.8pp | 79.9%-29.9pp |
| Annual return | 21.94% | 74.86%-52.9pp | 66.36%-44.4pp | 145.39%-123.5pp |
| Employer contribution / active EE | $2,176 | $4,652-53.2% | $4,175-47.9% | $4,194-48.1% |
| Participant deferral / active EE | $7,026 | $6,159+14.1% | $5,451+28.9% | $6,396+9.8% |
| Admin fee / account holder | $401 | $16,880-97.6% | $14,497-97.2% | $12,562-96.8% |