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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,143 | $47,944-74.7% | $67,834-82.1% | $62,881-80.7% |
| Participation rate | 81.8% | 61.1%+20.8pp | 68.8%+13.0pp | 69.3%+12.5pp |
| Annual return | 0.00% | 11.77%-11.8pp | 138.47%-138.5pp | 20.14%-20.1pp |
| Employer contribution / active EE | $1,582 | $1,562+1.2% | $2,403-34.2% | $2,281-30.7% |
| Participant deferral / active EE | $1,727 | $2,247-23.1% | $3,160-45.3% | $3,203-46.1% |
| Admin fee / account holder | $1,067 | $3,712-71.3% | $4,622-76.9% | $4,296-75.2% |