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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,757 | $77,908-75.9% | $149,696-87.5% | $75,173-75.0% |
| Participation rate | 41.8% | 65.6%-23.8pp | 78.8%-37.0pp | 67.2%-25.4pp |
| Annual return | 23.65% | 31.73%-8.1pp | 134.46%-110.8pp | 160.72%-137.1pp |
| Employer contribution / active EE | $1,105 | $3,138-64.8% | $4,821-77.1% | $2,671-58.6% |
| Participant deferral / active EE | $2,151 | $3,411-36.9% | $5,682-62.1% | $4,126-47.9% |
| Admin fee / account holder | $672 | $5,950-88.7% | $13,212-94.9% | $5,651-88.1% |