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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,600 | $115,931-5.5% | $185,441-40.9% | $86,983+26.0% |
| Participation rate | 98.6% | 73.6%+25.0pp | 80.3%+18.4pp | 69.5%+29.1pp |
| Annual return | 15.76% | 21.47%-5.7pp | 20.16%-4.4pp | 25.83%-10.1pp |
| Employer contribution / active EE | $2,761 | $2,937-6.0% | $4,672-40.9% | $2,584+6.8% |
| Participant deferral / active EE | $6,496 | $4,551+42.7% | $6,152+5.6% | $4,194+54.9% |
| Admin fee / account holder | $16,058 | $10,687+50.3% | $17,890-10.2% | $7,856+104.4% |