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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,382 | $175,231-67.8% | $149,696-62.3% | $139,466-59.6% |
| Participation rate | 61.9% | 83.4%-21.5pp | 78.8%-16.9pp | 80.3%-18.4pp |
| Annual return | 20.62% | 166.77%-146.1pp | 134.46%-113.8pp | 373.66%-353.0pp |
| Employer contribution / active EE | $2,184 | $5,478-60.1% | $4,821-54.7% | $4,754-54.1% |
| Participant deferral / active EE | $4,810 | $6,521-26.2% | $5,682-15.3% | $6,712-28.3% |
| Admin fee / account holder | $3 | $16,155-100.0% | $13,212-100.0% | $11,409-100.0% |