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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,244 | $99,345-77.6% | $84,753-73.8% | $273,972-91.9% |
| Participation rate | 66.7% | 80.7%-14.0pp | 76.6%-9.9pp | 83.0%-16.3pp |
| Annual return | 97.15% | 22.93%+74.2pp | 22.78%+74.4pp | 41.46%+55.7pp |
| Employer contribution / active EE | $2,082 | $4,214-50.6% | $3,574-41.7% | $4,869-57.2% |
| Participant deferral / active EE | $4,075 | $4,270-4.6% | $3,712+9.8% | $5,287-22.9% |
| Admin fee / account holder | $453 | $6,645-93.2% | $5,333-91.5% | $10,133-95.5% |