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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,535 | $162,529-96.6% | $130,788-95.8% | $154,746-96.4% |
| Participation rate | 100.0% | 75.9%+24.1pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 20.72% | 510.48%-489.8pp | 386.44%-365.7pp | 172.34%-151.6pp |
| Employer contribution / active EE | $1,599 | $4,447-64.1% | $3,558-55.1% | $4,379-63.5% |
| Participant deferral / active EE | $1,599 | $4,808-66.8% | $4,137-61.4% | $6,730-76.2% |
| Admin fee / account holder | $2,477 | $7,669-67.7% | $6,673-62.9% | $14,365-82.8% |