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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,269 | $117,433-70.0% | $99,475-64.5% | $152,897-76.9% |
| Participation rate | 47.4% | 77.5%-30.2pp | 73.8%-26.5pp | 82.5%-35.1pp |
| Annual return | 20.53% | 31.87%-11.3pp | 30.72%-10.2pp | 345.43%-324.9pp |
| Employer contribution / active EE | $3,432 | $3,013+13.9% | $2,540+35.1% | $4,764-27.9% |
| Participant deferral / active EE | $1,947 | $4,086-52.3% | $3,619-46.2% | $5,851-66.7% |
| Admin fee / account holder | $29 | $7,634-99.6% | $6,252-99.5% | $11,599-99.7% |