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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,535 | $185,312-73.8% | $161,489-69.9% | $154,746-68.6% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 0.05% | 103.84%-103.8pp | 89.72%-89.7pp | 172.34%-172.3pp |
| Employer contribution / active EE | $496 | $4,769-89.6% | $4,268-88.4% | $4,379-88.7% |
| Participant deferral / active EE | $5,695 | $6,350-10.3% | $5,630+1.2% | $6,730-15.4% |
| Admin fee / account holder | $645 | $18,654-96.5% | $16,006-96.0% | $14,365-95.5% |