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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,353 | $135,956-65.2% | $123,894-61.8% | $273,972-82.7% |
| Participation rate | 15.0% | 84.1%-69.1pp | 81.4%-66.4pp | 83.0%-68.0pp |
| Annual return | 0.00% | 56.63%-56.6pp | 47.52%-47.5pp | 41.46%-41.5pp |
| Employer contribution / active EE | $3,542 | $5,170-31.5% | $4,617-23.3% | $4,869-27.3% |
| Participant deferral / active EE | $5,354 | $6,343-15.6% | $5,984-10.5% | $5,287+1.3% |
| Admin fee / account holder | $915 | $9,817-90.7% | $8,357-89.0% | $10,133-91.0% |