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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,419 | $102,385-81.0% | $147,080-86.8% | $80,935-76.0% |
| Participation rate | 97.0% | 75.9%+21.1pp | 82.2%+14.8pp | 67.7%+29.3pp |
| Annual return | 19.93% | 135.09%-115.2pp | 420.17%-400.2pp | 35.66%-15.7pp |
| Employer contribution / active EE | $2,527 | $3,717-32.0% | $4,933-48.8% | $2,757-8.3% |
| Participant deferral / active EE | $6,628 | $6,651-0.3% | $8,066-17.8% | $4,299+54.2% |
| Admin fee / account holder | $579 | $7,951-92.7% | $12,989-95.5% | $6,924-91.6% |