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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $596,570 | $138,076+332.1% | $123,553+382.8% | $135,380+340.7% |
| Participation rate | 80.0% | 84.7%-4.7pp | 82.3%-2.3pp | 82.6%-2.6pp |
| Annual return | -4.46% | 153.70%-158.2pp | 119.21%-123.7pp | 519.81%-524.3pp |
| Employer contribution / active EE | $3,548 | $5,152-31.1% | $4,628-23.3% | $4,779-25.8% |
| Participant deferral / active EE | $12,464 | $6,800+83.3% | $6,426+94.0% | $5,609+122.2% |
| Admin fee / account holder | $461 | $10,917-95.8% | $9,284-95.0% | $10,828-95.7% |