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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,148 | $152,460-36.9% | $118,746-19.0% | $147,585-34.9% |
| Participation rate | 50.0% | 82.3%-32.3pp | 78.3%-28.3pp | 82.8%-32.8pp |
| Annual return | 23.48% | 17.41%+6.1pp | 24.54%-1.1pp | 578.58%-555.1pp |
| Employer contribution / active EE | $1,721 | $5,046-65.9% | $4,193-59.0% | $4,876-64.7% |
| Participant deferral / active EE | $12,000 | $6,212+93.2% | $5,332+125.0% | $5,439+120.6% |
| Admin fee / account holder | $0 | $16,953-100.0% | $10,720-100.0% | $10,886-100.0% |