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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,035 | $131,835-52.2% | $108,582-41.9% | $273,972-77.0% |
| Participation rate | 70.6% | 83.5%-12.9pp | 79.6%-9.0pp | 83.0%-12.4pp |
| Annual return | 8.81% | -91.57%+100.4pp | -51.70%+60.5pp | 41.46%-32.6pp |
| Employer contribution / active EE | $5,393 | $4,913+9.8% | $3,758+43.5% | $4,869+10.8% |
| Participant deferral / active EE | $3,374 | $5,127-34.2% | $4,311-21.7% | $5,287-36.2% |
| Admin fee / account holder | $1,941 | $10,253-81.1% | $7,645-74.6% | $10,133-80.8% |