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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,451 | $202,342-72.1% | $172,752-67.3% | $152,897-63.1% |
| Participation rate | 60.0% | 87.1%-27.1pp | 82.6%-22.6pp | 82.5%-22.5pp |
| Annual return | 29.22% | 1029.83%-1000.6pp | 802.97%-773.8pp | 345.43%-316.2pp |
| Employer contribution / active EE | $1,704 | $5,858-70.9% | $5,144-66.9% | $4,764-64.2% |
| Participant deferral / active EE | $4,601 | $5,948-22.6% | $5,198-11.5% | $5,851-21.4% |
| Admin fee / account holder | $334 | $17,111-98.0% | $13,955-97.6% | $11,599-97.1% |