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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,171 | $67,823-52.6% | $52,425-38.6% | $137,256-76.6% |
| Participation rate | 57.1% | 63.9%-6.8pp | 55.6%+1.5pp | 80.0%-22.8pp |
| Annual return | 15.97% | 219.11%-203.1pp | 302.12%-286.1pp | 220.34%-204.4pp |
| Employer contribution / active EE | $1,971 | $1,163+69.5% | $914+115.6% | $4,156-52.6% |
| Participant deferral / active EE | $3,527 | $2,288+54.1% | $1,790+97.0% | $6,407-45.0% |
| Admin fee / account holder | $33,250 | $2,844+1069.1% | $2,495+1232.7% | $12,270+171.0% |